🙏 Jai Jalaram
घर के बजट के लिए, थोड़ा सुकून।
A home cash-flow app for Indian families

Your daughter is in class 10, and college fees are already on your mind.

SettleUs brings your whole family's money into one private place: salary, EMIs, udhaar, festivals and savings. By the 10th of the month it tells you whether you are heading for savings or a shortfall, so the big dreams get planned calmly, together.

Private by design Family-first, no "main account" Made in Bharat 🇮🇳
This monthHeading for a ₹8,400 surplus
Indian homes run differently

Built for how a family actually spends

Most apps are made for one person or a business. An Indian household is neither. Money is shared, and the month has its own rhythm.

One family, one pool

Husband, wife, sometimes parents. Everyone spends from the same money, so everyone should see the same picture, in real time.

The month has a rhythm

Salary lands, then rent, EMIs, school fees and groceries follow. By the 20th everyone wonders, "where did it all go?"

Real Indian money

Udhaar lent to relatives, EMIs to keep count of, festivals to save for. SettleUs treats these as first-class, not afterthoughts.

The monthly reckoning

Where does the month's money go?

Fuel, groceries, school fees, a Sunday outing, a little entertainment. It slips away before you notice. SettleUs adds it all up and shows exactly where it went.

FuelGroceriesHousehold items Sunday outingsEntertainmentEMIs & loans School feesUtilities & billsFestivals

Earning less, spending more?

If income is low and spending is high this month, SettleUs will not make you wait till the 30th to find out. It tells you mid-month, clearly, while there is still time to adjust.

▼ Heading for a ₹10,000 shortfall this month
What's inside

Everything the household needs, nothing it doesn't

Simple enough for everyone at home to use. Made for the phone, warm to look at, quick to fill in.

Month-end verdict

Income vs expense, a live projection of how the month will end, and an early warning before a shortfall arrives.

Shared family account

Everyone joins with a 6-character invite code. Every entry shows who added it, like "by Priya", so nothing is a mystery.

Udhaar ledger

Track money lent and borrowed, with person, amount, date and settled status, plus a clear "others owe you ₹12,000" net card.

EMI tracker

Every loan shows "7 of 12 left" and the principal remaining, so you always know how many payments are still to go.

Festival pots

Save toward a target like "Diwali ₹30,000". Festival spending counts against the pot automatically, with no separate maths.

Quick add & receipt scan

Snap a bill and the app reads it, learning your categories over time. Adding an expense takes just a few seconds.

Recurring entries: rent, EMIs, fees, DTH Budgets & alerts per category Bank statement import Excel export for any month Works offline, syncs later ₹ Indian formatting (₹1,20,000)
Family goals

Big dreams, one small set-aside at a time

Set a goal, and SettleUs tells you how much to put aside each week, and whether it is realistic this month.

👰Daughter's wedding
🎓Kids studying abroad
✈️A family holiday
🛟Emergency fund
🪔Festival fund (Diwali)
🏠Toward a new home
🐖Steady monthly savings
🤝Repay uncle's udhaar

And when the month is tight, SettleUs is honest about it. "Maybe pause your set-asides this month." Dreams matter, and so does peace of mind.

हमारा मिशन

तनख्वाह तो मेहमान है, आती है, चली जाती है,
जिस घर में हिसाब रहता है, बरकत वहीं रह जाती है।

हमारा मिशन है हर परिवार को पैसों की चिंता से आज़ाद करना, ताकि घर का हर सदस्य तनाव मुक्त ज़िंदगी जी सके।

Our mission is simple: to help every family live a stress-free life.

Up and running in minutes

How it works

1

Create your family

Start a family and share the 6-character invite code with everyone at home. There is no "main account holder". Spouses are equals.

2

Add as you go

Snap receipts or add in seconds. Set rent, EMIs and school fees once as recurring, and they track themselves every month.

3

See where the month lands

By the 10th, SettleUs projects surplus or shortfall, so there are no unpleasant surprises at month-end.

Get SettleUs

Bring a little calm to the household budget.

SettleUs is coming soon to Android and iOS. You can start using it on the web today. Free, private, and made for your family.

Open the web app now